About Rent-to-Own

About Rent-to-Own - Rent-to-Own: Cost vs. Value


  • No long-term obligation.
  • Terminate the agreement at any time for any reason.
  • Never incur debt.
  • Credit is never extended.
  • Credit checks are never required.
  • Flexible payment options: weekly, bi-weekly, monthly.
  • Early-purchase options-offering significant price reductions.
  • Re-instatement rights. If a customer has to return a product for any reason during the payment cycle, rent-to-own companies will re-instate the payment history when the customer is financially secure again. Re-instatement rights are governed by state law regarding time limits to re-instate rental payments. Many companies offer lifetime reinstatement for products.
  • Access to brand new, name-brand household merchandise for a low weekly payment.
  • Delivery, set up and pick up are all included in the rent-to-own payment.
  • 100 percent service on the product while making rent-to-own payments. Rent-to-own service is still guaranteed after manufacturer's warranty and extended warranties expire.
  • Loaners during repairs-the rent-to-own company will provide a replacement product while the product is being repaired.
  • The value of rent-to-own is its products combined with the service, flexibility and no-obligation transaction offered-and that adds up to value for the price.



Featured APRO Photo:
From the Dave Egan Legislative Conference 2007 Album
James MacAlpine, RentDirect Nationwide and Dennis Willich, Nationwide Southwest
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RTOHQ: The Magazine
RTOHQ: The Magazine is the Association of Progressive Rental Organizations' award-winning rent-to-own industry magazine, and it's available here.
Click the links below to download each article as a PDF

Complete issue of RTOHQ: The Magazine | November-December 2009
Download the entire November - December 2009 issue of RTOHQ: The Magazine by clicking on the link above (PDF).

 

Legislation Happens
Rent-to-own dealers, employees and vendors will unite on Capitol Hill February 23–25 to tell the rent-to-own story to members of Congress and their staff. We encourage you to be a part of this lawmaking process, because—-with or without you—-legislation happens.

 

Uniting the States of Rent-to-Own
by Kristen Card
State rental dealer associations play a vital role in maintaining the health of the rent-to-own industry. In this issue, we profile a handful of these groups—in Missouri, Illinois, Georgia, Florida and Pennsylvania—and chart the expanding array of services they provide to members.

 

Crapshoot in the Courthouse: RTO in State Supreme Courts
by Ed Winn III
Justice is supposed to be blind, unbiased, impartial—-but we know better. Take, for example, the decisions of state supreme courts when the primary rent-to-own issue-—lease vs. sale-—has been presented to them. The message from these cases is clear: the courthouse can be a dangerous place for RTO dealers.

 

Economic Forecast 2010: Ready for a Rebound?
by Phillip M. Perry
Maybe 2009 was tough, but as a business survivor, you can congratulate yourself on your hardiness and take steps to capitalize on a rebound.

 

Vendor Spotlight: Ashley’s Ron Wanek
by Tiffany Hamburger
Ron Wanek’s Midwestern roots and work ethic, combined with abundant artistic talent, have helped assure that Ashley is seated at the top of the furniture industry.

 

Cover illustration by Barry Fitzgerald

 

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Association of Progressive Rental Organizations
1504 Robin Hood Trail
Austin, Texas 78703
800/204-2776, ext. 103
Fax 512/794-0097